Build your preferred portfolio

Launching a top-of-the-class student loan program—one that fits your members' need and values—has never been easier.

Products we can help build include:

  • Fixed-rate loans

Offer members peace of mind with a locked-in interest rate over the life of the loan.

  • Variable-rate loans

Members will enjoy the flexibility of a lower rate up front, with the possibility of rate increases that depend on the economy.

  • Line of credit

Students have flexibility and easy access to funds while they’re in school. They can use any or all of the credit line funds certified by their schools, over the course of their education. A longer repayment term can also mean a lower payment after graduating.

  • Education refinance loan

Members can combine undergraduate and graduate school loans – both federal and private – into a single loan with one convenient monthly payment.

Model options:

  • Make and Hold

Keep loan assets as an investment. This option provides maximum yield, but also carries the most risk.

  • Forward Purchase Partner

You hold member loans for a specified period of time, and then sell the debt to Thrivent Financial. While you receive no more yield on the loan, your lending capital goes farther. Think of this option as short-term yield and short-term risk.

  • Referral Partner

Refer your members directly to Thrivent and you’ll earn fee income while saying Yes to your members. This option provides lower returns, but carries minimal risk.

Excel at sales.

Shout the word out, big time.  We'll customize a sales and marketing plan

to reach all your student loan audiences, including schools, associations,

businesses, employers and churches.

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